Social Security Schemes

23 JUL 2018

The Ministry of Labour & Employment, through its Labour Welfare Organizations across the country, implements welfare schemes relating to housing, education and health for beedi workers, mica mine workers, limestone & dolomite mine workers, iron ore manganese, chrome ore mine workers and cine workers. These schemes were earlier administered through 5 Welfare Cess and Welfare Funds under various Cess Acts of Parliament. Now, these cesses have been abolished/subsumed in GST and the welfare schemes have been retained with funding from the Consolidated Fund of India. Salient features of these welfare schemes: are as follows:

(i) Revised Integrated Housing Scheme-2016: Subsidy of Rs.1,50,000 for construction of a new house is provided to the workers in three installments.

(ii) Education Scheme: Financial Assistance varying from Rs.250 to Rs.15,000 per year is provided to the wards of the workers studying in classes I to XII or pursuing non-professional and professional degree/graduate/post graduate courses.

(iii) Health Scheme: Health care facilities are provided to the workers and their dependents through 12 hospitals and 286 dispensaries under Labour Welfare Organizations across the country. In addition, reimbursement of expenditure for specialized treatment taken in Government recognized hospitals is also provided.

The above three schemes have been extended upto the financial year 2019-20. In addition to the above welfare schemes, the Central Government has recently converged the social security schemes of Aam Aadmi Bima Yojana (AABY) with Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) to provide life and disability coverage to the unorganised workers (in the age group 18-50 years) depending upon their eligibility. PMJJBY gives coverage of Rs.2 lakhs on death at premium of Rs.330/- per annum. PMSBY gives coverage of upto Rs.2 lakhs on accidental death and disability at premium of Rs.12 per annum. Under the scheme, the Central Government contributes 50% of the premium for eligible unorganized workers and has requested the States to contribute the remaining 50% premium.

This information was given by Shri Santosh Kumar Gangwar Union Minister of State (I/C) for Labour and Employment in written reply to a question in Lok Sabha today.

PIB

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The Prime Minister Shri Narendra Modi will launch three ambitious Social Security Schemes pertaining to the insurance and pension sector on 9th May 2015 at Kolkata.
This would be a path breaking initiative towards providing affordable universal access to essential social security protection in a convenient manner linked to auto-debit facility from the bank account of the subscriber. The two insurance schemes to be launched, namely Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY would provide insurance cover in the unfortunate event of death by any cause/death or disability due to an accident respectively , whereas the pension scheme, Atal Pension Yojana (APY), would address old age income security needs. The convenient delivery mechanism of the schemes is expected to address the situation of very low coverage of life/accident insurance and old age income security products in the country.

Besides the launch function at Kolkatta, simultaneous launch functions of the Schemes will also be held at 116 locations in the Capital and other major centres of the different States and at District Headquarters. Chief Ministers and Union Ministers will attend the functions at various locations in the country. Senior Union Ministers including the Home Minister Shri Rajnath Singh (Lucknow), Finance Minister Shri Arun Jaitley (Mumbai), External Affairs Minister Smt. Sushma Swaraj (Bhopal), Urban Development and Parliamentary Affairs Minister Shri Venkaiah Naidu (Varanasi), Food, Consumer Affairs and Public Distribution Minister Shri Ramvilas Paswan(Patna), Road Transport and Highways Minister Shri Nitin Gadkari (Bhagalpur), Minister of State for Skill Development and Entrepreneurship(Independent Charge) Shri Rajiv Pratap Rudy (Delhi), Health and Family Welfare Minister Shri Jagat Prakash Nadda (Shimla), Minority Affairs Minister Smt. Najma Heptulla (Srinagar), Chemicals and Fertilizers Minister Shri Ananth Kumar (Bengaluru), Minister of State for Commerce and Industry (Independent Charge) Smt. Nirmala Sitharaman (Thiruvanthapuram), Agriculture Minister Shri Radhamohan Singh (Chennai), Minister of State for Power and Coal (Independent Charge) Shri Piyush Goyal (Coimbatore) and Minister of State for Minority and Parliamentary Affairs Shri Mukhtar Abbas Naqvi (Allahabad) will attend the launch functions among others at these locations.

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