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Small savings interest rates 2023 | NSC interest rate 2023-23 | PPF interest rate 2022-23 | Senior citizen saving scheme interest rate 2023 | Post office senior citizen scheme interest rate 2023

Small savings interest rates 2023

From January 1, 2023, until March 31, 2023, the government increases the interest rate on small savings schemes (Time deposits, SCSS, MIS, NSC, and KVP).

F.No.1/4/2019-NS
Government of India
Ministry of Finance
Department of Economic Affairs
(Budget Division)

North Block, New Delhi
Dated: 30.12.2022

OFFICE MEMORANDUM

Subject: Revision of interest rates for Small Savings Schemes – reg.

The rates of interest on various Small Savings Schemes for the fourth quarter of FY 2022-23 starting from 1st January, 2023 and ending on 31st March, 2023 have been revised as detailed below:

InstrumentRates of interest from 01.07.2022 to 30.09.2022Rates of interest from 01.10.2022 to 31.12.2022
Savings Deposit4.04.0
1 Year Time Deposit5.56.6
2 Year Time Deposit5.76.8
3 Year Time Deposit5.86.9
5 Year Time Deposit6.77.0
5 Year Recurring Deposit5.85.8
Senior Citizen Savings Scheme7.68.0
Monthly Income Account Scheme6.77.1
National Savings Certificate6.87.0
Public Provident Fund Scheme7.17.1
Kisan Vikas Patra7.0 (will mature in 123 months7.2 (will mature in 120 months)
Sukanya Samriddhi Account Scheme7.67.6

9. This has the approval of competent authority.

(Garud RD)
Under Secretary to Govt. of India

Download Revision of interest rates on Small Savings Schemes for Q4 of FY 2022-23 PDF

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