1. The partial withdrawal can be made to the limit of 25% of the contributions made by the subscribers, but excluding contributions made by the employer.
2. The purpose of withdrawal is defined by the PFRDA. The purpose of withdrawal include treatment of specified illness of a family member, education of children, wedding expenses of children and purchase or construction of house.
3. The education expenses can be made for the subscriber’s own children including the legally adopted children.
4. The marriage expenses can be a reason for withdrawal so long as the subscriber’s own child is getting married, including his/her legally adopted child.
5. To be able to withdraw the money for construction of house, the subscriber must make sure that the house belongs to him/her or in a joint name with his/her legally wedded spouse, that too if the subscriber doesn’t own more than one house besides the ancestoral property.
6. For the treatment, the permission to withdraw upto 25% can be made allowed only if the diseases suffered fall in the category of diseases such as cancer, kidney failure, multiple sclerosis, major organ transplant, stroke, heart valve surgery, coma, paralysis and total blindness, among a few other major ailments.
7. The subscriber can withdraw for a maximum of three times during the entire tenure of subscription.
8. For withdrawal, subscriber must make the request to the central record keeping agency or the national pension system trust through the nodal office.
9. In case the subscriber is suffering from an ailment, as mentioned in the clause, the request can be made by a subscriber’s family member.
10. The rules have been effective from January 10, 2018 onwards.

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