Monthly CGHS contribution
Central Government employee is considered a CGHS beneficiary once CGHS contribution is regularly deducted from their monthly salary. However, merely having the contribution deducted does not automatically ensure the issuance of a CGHS card. The employee is required to submit the prescribed application form to their respective Administration/ Establishment branch to initiate the issuance process of the CGHS card.
- Monthly CGHS deduction from salary signifies eligibility.
- The employee must submit an application in the prescribed format to the Administration Branch.
- The CGHS card is issued only after proper application and processing.
- Failure to apply may result in non-issuance, despite ongoing contribution.
Regular deductions without application do not suffice for availing CGHS benefits; formal application is mandatory.

F. No.11/03/2024-EC. VII/134 (H)
Government of India
Directorate General
Central Public Works Department
Nirman Bhawan, New Delhi
दिनांक: 07.04.2025
OFFICE MEMORANDUM
Subject: Issuance of CGHS serving card to serving Central Govt. employee upon deduction of monthly CGHS contribution – regarding.
The undersigned is directed to refer to MoOH&FW OM No. S-6252/2003-2004-R&H/CGHS/CGHS(P) dated 15.0.2004 (copy enclosed) on subject cited above.
2. All SDGs/ADGs are requested to ensure that all the employees of CPWD who are contributing towards the CGHS are issued with CGHS card. In case where the Govt. Servant in spite of written intimation/Memorandum do not apply for a CGHS card, such cases may be immediately reported to Senior Officers for taking suitable action.
3. This issues with the approval of the Competent Authority.
Enclose: As above
(नीलांजन कर्मकार)
उप निदेशक (प्रशासन-VI)
Dated the 15th June, 2004
The undersigned is directed to state that various Ministries/ Departments of the Govt. of India are raising the question of accrual of CGHS benefits to the ‘Central Govt. Servants.
2. In this connection, it is stated that as per CGHS rules, th benefits Of CGHS accrue from the date on which the Central Govt. Servant applies for a CGHS card. Further, the CGHS is a compulsory scheme for all Central Govt. employees having their place of residence as recorded in the service book in an area covered by a CGHS dispensary. Therefore, as soon as the Govt. employee joins a particular Office and intimates his/her residential address that falls in a CGHS covered areas, the Administration Branch officially intimates the Cash Branch to start deducting the monthly CGHS contribution from the salary of the Govt. Servant. This is not linked/made conditional to the Govt. Servant filling up the necessary forms and applying to his Administration Branch for getting a CGHS card.
4. In some cases, the administrative Ministry/ Department have referred medical reimbursement cases to the Department of Health wherein the Govt. servant has been regularly contributing towards the CGHS by way of deductions from the monthly salary but he/she has not applied to his Administration Branch for obtaining a CGHS Card by filling up the necessary forms.
3. The Matter has been considered in the Department of Health and it is of the view that if the CGHS contribution were being compulsorily deducted from the monthly salary of the Govt. employee, it would be unfair to deny the Govt. servant the benefit of CGHS facilities merely on the ground that he/she had not applied to the Administration Branch for getting a CGHS card. As a Matter of fact, if the concerned Office/ Department is regularly deducting the CGHS contribution from the monthly salary of the Govt. servant, it is the. responsibility of the said Office/Department to ensure that a CGHS card is issued to such Govt. servants.
4. In view of the above, the Administration/ Estt. Branch of all the Ministries/ Departments of the Govt. of India are requested to ensure that all such Govt. servants who are contributing towards the CGHS are issued with CCHS cards. In cases where the Govt. servant in spite of written intimation/ Memorandum do not apply for a CGHS card, such cases may be immediately reported to the Senior Officers for taking suitable action.
(ANUP PANDEY)
DIRECTOR
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