State-wise educational loan outstanding of Public Sector Banks The Government receives suggestions and representations highlighting the requirements of students in availing education loans, under the Model Educational Loan Scheme of Indian Banks’ Association (IBA). These are forwarded to Banks for corrective action. Keeping in view the needs of the students and … [Read more...] about State-wise educational loan outstanding of Public Sector Banks
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Home Loan Interest Rates : Different rate of interest on home loans charged by banks
Home Loan Interest Rates : Different rate of interest on home loans charged by banks... Minister of State for Finance replied to a question in Lok Sabha on 22nd February 2013 regarding rate of interest on home loans being charged by various Scheduled Commercial Banks is given below... Interest rates on advances have been de-regulated by the Reserve Bank of India (RBI). … [Read more...] about Home Loan Interest Rates : Different rate of interest on home loans charged by banks
Central Government: Employees: Interest Subvention of 1% on housing loans
Interest Subvention of 1% on housing loans The Union Cabinet today approved the proposal for extending the scheme of interest subvention of 1% on housing loans upto Rs.15 lakh where the cost of the house does not exceed Rs.25 lakh for the year 2012-13 and to amend the operational part of guidelines for release of funds. A budgetary provision of Rs.400 crore has been made … [Read more...] about Central Government: Employees: Interest Subvention of 1% on housing loans
Rate of interest on Loans and Advances sanctioned by the State Government – Interest rates for the year 2012-2013 – Orders – Issued.
GOVERNMENT OF TAMIL NADU 2012 FINANCE (LOANS AND ADVANCES CELL) DEPARTMENT G.O.No. 203, Dated 8th June 2012 (Vaikasi 26, Thiruvalluvar Aandu 2043) INTEREST – Rate of interest on Loans and Advances sanctioned by the State Government - Interest rates … [Read more...] about Rate of interest on Loans and Advances sanctioned by the State Government – Interest rates for the year 2012-2013 – Orders – Issued.
Foreclosure charges / Pre-payment penalties on Housing Loan
Foreclosure charges / Pre-payment penalties on Housing Loan Pre-Payment Penality on Home Loans Reserve Bank of India (RBI) in its monetary policy, during 2012-13 has announced not to permit banks to levy foreclosure charges/pre-payment penalties on home loan on a floating interest rate basis. Further, National Housing Bank (NHB) which regulates the Housing Finance … [Read more...] about Foreclosure charges / Pre-payment penalties on Housing Loan
Stop charging prepayment penalty on home loans: RBI to banks
Stop charging prepayment penalty on home loans: RBI to banks In a relief to borrowers, the RBI on Tuesday asked banks to immediately stop charging penalty on pre-payment of home loans taken on floating interest rates. "It has...been decided that banks will not be permitted to charge foreclosure charges\pre-payment penalities on home loans on floating interest rate basis, … [Read more...] about Stop charging prepayment penalty on home loans: RBI to banks
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